Why Health insurance is important in India ?
Hello friends!I Vivek Pawar, your friend welcomes you to policyplanner.
Today we will discuss how health insurance should be the first priority in financial planning.
Why health insurance is important whether one should purchase health insurance or not.
So, please stay with us till end of video. Like our video and subscribe, so that you will get all our videos.
Now let us discuss one by one about the importance of health insurance.
1) In India, very few people have health insurance.People buy investment plans, motor insurance (compulsory) but are not aware about health insurance which they do not buy easily.
2) In foreign countries, the health insurance is of utmost important. One can not get visa to foreign countries, until procedure for health insurance gets completed.
3) Life is so and certain. You are Healthy and fit today, but you can not predict about tomorrow.
4) The cost of Hospitalization in India is increasing rapidly.One can not assume about the hospitalization expenses and treatment cost.
5) One can not compromise when the health issue arises, be it for yorself or your family members, who are your near and
dears.Timely and expert treatment is mandatory, no matter how it will cost.
6) Normally, Indian citizens are not aware of importance regading health insurance.They hesitate to go for it giving various reasons.
7) Insurance is easily available when you don't need it, but it will difficult to buy when you really needs it.
E.g. When Somebody is dignosed as diabetic, paralytic or having hypertension, then he will not get it, or he will buy it by paying high premiums. Insurance premium increases as per your age, and at your youth, you can buy it by paying little premium.
8) The Health Insurance also saves your tax, and you can get a Quality Treatment, if you have Health Cover of 5-10 Lacs.
9) In Metro cities, the medical cost is really high.As you are aware that your relative and Friends only give their best wishes
but they can not support you financially, as everyone have his own life and own problems.
10) Nobody except any millionaire can save amount of 5 to 10 Lacs for medical reason.If you are healthy then it is really good.But remember that in case of Medical Emergency only health insurance comes to your support and rescue.
11) The Health policy is non-returning policy and people dislike to invest for it.But consider if anyone not having health
cover need to pay heavy bills, then he has to break his FD's and has to sell Jewelry and borrow the money from others.
12) We are working in the insurance field since last seventeen years and we observe that people are not interested to buy health policy.
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