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Why AI decisioning is accelerating across mortgage lending

2026-03-17 24 Dailymotion

Mortgage lenders are facing a growing reality: the complexity of modern lending is outpacing the capabilities of traditional software. In this HousingWire conversation, Zeb Lowe speaks with Michael Kelleher from Sapiens Decision about why AI-driven decisioning is quickly becoming essential infrastructure across mortgage operations. What began as a niche technology is now gaining traction across non-QM lenders, banks, credit unions, and correspondent channels. 

Throughout the discussion, Michael breaks down the forces pushing lenders toward more sophisticated decisioning tools, including regulatory uncertainty, expanding product complexity, and the operational limits of legacy technology.

#DecisioningAI #LendingTech #MortgageInnovation #SapienAI