RBI New Rule: Reserve Bank of India has updated auto-debit rules, removing OTP for recurring payments up to ₹15,000, making transactions smoother and faster. Special categories like SIPs, insurance, and credit card bills may allow up to ₹1 lakh without OTP. Users will still receive a 24-hour prior alert before deductions, ensuring control and security. This change aims to reduce failed payments, avoid late fees, and improve overall payment experience.
RBI ने auto-debit नियमों में बड़ा बदलाव किया है, जिसमें ₹15,000 तक के recurring payments पर OTP की जरूरत खत्म कर दी गई है। SIP, insurance और credit card bill जैसे कुछ payments पर ₹1 लाख तक बिना OTP सुविधा मिल सकती है। हर transaction से 24 घंटे पहले alert मिलेगा, जिससे user को पूरा control रहेगा। इससे payment failures कम होंगे, late fees बचेगी और experience बेहतर होगा।
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