Discover the Cantillon Effect, a hidden mechanism of monetary debasement that ensures the wealthy get wealthier while your savings evaporate. When the central bank prints money, the first recipientsβlarge banks and corporationsβget to spend that cash at current prices. By the time that money circulates down to you, inflation has already spiked, meaning you pay more for everything while they secured assets for pennies on the dollar. This isn't an accident of the market; it is a structural feature of modern finance that punishes labor and rewards proximity to the printing press. Learn why your hard-earned wages feel like they are worth less every single year despite your best efforts to save.