In this video, Sevenish Law answers the question: Can I file an insurance claim or sue a dog’s owner for an attack by a loose dog while on my bicycle? Yes. Local laws usually require dog owners to keep their dogs penned up or otherwise confined on their property or on a leash. If a loose dog causes a serious bicycle accident, the dog’s owner can be liable for your injuries. This type of insurance claim which sometimes can evolve into a lawsuit is generally covered by the dog owner’s homeowner’s insurance policy, or the insurance of a landlord who knowingly allows conditions that let the dog run loose.
